TAP TAP GO
Name the customer precisely
Write down whether the applicant is an individual, a sole trader or a company and explain what payments will occur. Ask the provider which account category supports that activity and what documentation it requires. Avoid selecting the easiest onboarding path and hoping it covers the intended use. A payment tool should fit the entity and business process from the beginning, especially when several people will approve purchases or access the resulting financial records.
Test the administrative consequences
Ask whose name appears on statements, which team access options are available and how changes in ownership or address are handled. Have the accounting team review a sample record. Consider whether the person who opens the account will remain responsible as the business grows. The right choice is the one that supports a clear continuing relationship with the provider, rather than a temporary workaround that becomes difficult to explain during later reviews or staff transitions.
Hypothetical example
A hypothetical founder uses a convenient personal payment app for everyday life but needs a separate setup for a new agency. She asks about business eligibility and statement records before moving supplier payments, creating a cleaner operating structure than relying on personal access indefinitely as the team expands.
Make it practical.
Use this checklist as you read. Checks are not stored.References & further reading
Background reading — CFPB: prepaid card comparison resources (US context) ↗Published by Tap Tap Go. Product availability and eligibility vary by programme and market. About our stories.
